1. Introduction

Welcome to Creatamax Infotech ("Creatamax," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website, software applications, digital platforms, and services (collectively, the "Services"). By using our Services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not access or use our Services. We may update these Terms periodically, and your continued use of our Services after any modifications constitutes acceptance of the updated Terms.

2. Use of Services

2.1 Eligibility

• Be at least 18 years old (or the legal age of majority in your jurisdiction).
• Have the legal authority to enter into this agreement.
• Ensure that the information provided during registration is accurate and up to date.

2.2 Permitted Use

By using our software, web applications, and digital platforms, you agree to:

• Access and use the Services for lawful purposes only.
• Refrain from unauthorized access, hacking, or distributing malware.
• Respect our intellectual property rights and adhere to license agreements.

Any unauthorized, illegal, or unethical use of our Services may result in suspension, termination, or legal action.

3. User Accounts and Security

3.1 Account Creation

To access certain features, you may need to create an account. You are responsible for:

• Maintaining the confidentiality of your login credentials.
• Ensuring that your account details remain secure and updated.
• Immediately notifying us of any unauthorized use or security breach.

3.2 Account Termination

We reserve the right to suspend or terminate your account if we detect:

• Violations of these Terms.
• Fraudulent activities or suspicious behavior.
• Attempts to harm our digital infrastructure, services, or users.

4. Intellectual Property Rights

4.1 Ownership

All content, software, code, trademarks, logos, and digital assets provided by Creatamax Infotech are our exclusive intellectual property. Users are granted a limited, non-exclusive, non-transferable license to access and use our Services, but:

• You may not copy, modify, distribute, sell, or reverse-engineer our software.
• Any unauthorized reproduction or commercial use of our materials is strictly prohibited.

4.2 User-Generated Content

If you submit feedback, suggestions, or user-generated content, you grant Creatamax Infotech a royalty-free, worldwide license to use, modify, or distribute such content.

5. Payments, Subscriptions, and Refunds

5.1 Pricing & Billing

For paid software solutions, SaaS products, and subscription-based services, you agree to:

• Pay all applicable fees as per the pricing structure outlined on our platform.
• Ensure your billing details are accurate to prevent service interruptions.
• Authorize automatic renewals for subscription-based services, unless canceled.

5.2 Refund Policy

Refunds are subject to our refund policy, which varies by product and service type. Please review the specific refund terms applicable to your purchase before completing a transaction.

6. Privacy & Data Protection

Your privacy and data security are important to us. By using our Services, you acknowledge and agree to our Privacy Policy, which outlines how we collect, process, and protect your personal data, browsing history, and digital interactions.

7. Limitation of Liability & Disclaimer

7.1 No Warranty

Our software, website, and services are provided on an "as-is" and "as-available" basis. We do not guarantee that:

• Our software solutions, applications, or cloud-based services will be error-free or uninterrupted.
• Any data stored on our platform is 100% secure from cyber threats.

7.2 Limitation of Liability

To the maximum extent permitted by law, Creatamax Infotech shall not be liable for:

• Direct, indirect, incidental, or consequential damages arising from the use or inability to use our Services.
• Loss of data, financial losses, or unauthorized access due to security breaches.

8. Third-Party Services & External Links

Our website, software, or digital solutions may contain links to third-party websites, integrations, and external services. We do not:

• Control or endorse third-party services.
• Guarantee their security, reliability, or compliance with data protection laws.

You acknowledge that interactions with third-party services are at your own risk, and you should review their respective privacy policies and terms of use.

9. Termination & Suspension

We reserve the right to suspend, restrict, or terminate your access to our Services if:

• You violate these Terms.
• We detect fraud, cyber threats, or malicious activities.
• Legal or regulatory compliance requires us to take such action.

10. Governing Law & Dispute Resolution

10.1 Applicable Laws

These Terms and Conditions are governed by the laws of [your jurisdiction/country], without regard to conflict of law principles.

10.2 Dispute Resolution

In case of disputes:

• Parties agree to attempt amicable resolution before pursuing legal action.
• If unresolved, disputes shall be settled through arbitration or legal proceedings in [jurisdiction] courts.